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Niva Bupa Health Insurance

Health cover that pays the hospital directly, with claims settled in-house rather than through a third party. Pick the plan that fits your family and we'll handle the paperwork — and the claim, when it comes.

Best claim settlement ratio Fastest cashless approvals

Our Niva Bupa plans

Five covers, five different jobs — hospital bills, everyday health, travel and accidents. Tap any plan and we'll send you the premium for your age and city.

Health indemnity

ReAssure 2.0

Best for families who want a big cover that keeps refilling
  • Unlimited refill of the base cover in the same policy year
  • Cover carries forward even after a claim — the sum insured is locked at your first-year level
  • No room-rent cap on eligible variants
  • Cashless treatment across the network hospital list
  • Pre and post hospitalisation expenses covered
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Health indemnity — latest series

ReAssure 3.0

Best for new buyers who want the current, widest version
  • The newest ReAssure series, with the widest benefit set
  • Unlimited refill plus booster benefits on the sum insured
  • Flexible sum insured options for individuals and families
  • Cashless approvals handled in-house by Niva Bupa
  • Day-care and modern treatment procedures covered
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Health plan

Aspire

Best for young families and first-time buyers
  • Built for younger buyers — lower entry premium
  • Maternity and new-born benefits on eligible variants
  • Sum insured that grows year after year
  • Optional add-ons to shape the cover around your family
  • Cashless network hospitals across India
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Travel cover

Travel Assure

Best for study abroad, work trips and family holidays
  • Emergency medical treatment while you are abroad
  • Cover for lost passport, baggage and trip delays
  • Single-trip and multi-trip options
  • Student and family travel variants
  • Assistance support while you are outside India
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Personal accident

Accidental Policy

Best for the earning member of the family
  • Lump sum on accidental death
  • Cover for permanent total and partial disability
  • Income protection while you cannot work
  • Hospital cover for accident-related treatment
  • High cover at a very low yearly premium
Product infoGet a quote
Not sure which one?

Talk to us first

We compare cover, room rent, waiting periods and premium before you buy
  • We check your existing cover and what it leaves out
  • We explain waiting periods in plain words
  • We handle the paperwork and the medicals
  • We stay with you at claim time — that is the real test
Ask an advisor

Plan features shown here are a summary for guidance. Exact benefits, sum insured options, waiting periods, exclusions and premium depend on the variant, your age, city and medical history — always read the policy wording and the prospectus before buying. Insurance is the subject matter of solicitation.

Get your health premium in a few minutes

Send us the ages of everyone to be covered and the city you live in. We'll come back with the right variant and the exact premium.

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